Vega Pao's Blog

High Credit Score---------->Low Mortgage Interest Rate
Posted on 02/12/2019
High Credit Score---------->Low Mortgage Interest Rate
How importance is credit scores when it comes to buying a home? Along with your down payment, your credit score can be a deciding factor of getting approved and securing a low interest rate. Credit can be complicated. This post today is to suggest ways to give your credit score a quick boost, so you can significantly increase your...
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Are you underinsured?
Posted on 02/05/2019
Are you underinsured?
I was delighted to learn more about fire insurance at a networking event with David Stompe, a Farmers Insurance agent. He shared with me this article he wrote for Marinscope, a local newspaper when the Santa Rosa fire was refresh in everyone’s mind. After the 2017 Santa Rosa fires I had many phone calls to my office asking...
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What You Missed: Live Q&A
Posted on 01/29/2019
What You Missed: Live Q&A
Tom and Kevin talk flooring, insulation, and much, much...
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Can you guess which California Cities That Rank Well as Places to Live?
Posted on 01/15/2019
Can you guess which California Cities That Rank Well as Places to Live?
When it comes to looking for the ideal community in which to live, there are a lot of variables to consider, ranging from your desired lifestyle, environment, family to your age. Job availabilities are also a huge factor in determining the best place for you and your family to live. You may just start doing some research of a...
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Hot Water On Demand at the TOH 2018 Idea House
Posted on 12/25/2018
Hot Water On Demand at the TOH 2018 Idea House
When This Old House selects products to showcase at our annual Idea Houses, we start from the ground up. We look for better building materials that make installation easier or last longer, fresh design trends with staying power, mechanicals and smart home products that save energy and money and enhance our readers’ lives. Here’s why Rinnai was our clear choice for hot...
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Property Tax Due
Posted on 12/04/2018
Property Tax Due
Although I dislike being the person who is reminding homeowners of property tax bills due, I think having the knowledge of the county assessor timeline might be helpful. Fiscal year for property taxes are from July 1 to the following year June 30. Tax bills are usually mailed in the last week of October. If you have not...
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Help Those Affected by the CA Wildfires
Posted on 11/27/2018
Help Those Affected by the CA Wildfires
This rainstorm has arrived just in time to put out the devastating Camp fire in the Chico area of California. It’s unimaginable to lose everything - especially all the lives that have been lost. Help and donation for the evacuees are desperately needed as the winter approaches. Last year's Santa Rosa fire taught us that gift cards make...
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Daylight Saving Time ends at 2:00am Sunday, November 3, 2018
Posted on 11/03/2018
Daylight Saving Time ends at 2:00am Sunday, November 3, 2018
This mid-term election Daylight Saving Time is on the ballot as Prop 7--CONFORMS CALIFORNIA DAYLIGHT SAVING TIME TO FEDERAL LAW. ALLOWS LEGISLATURE TO CHANGE DAYLIGHT SAVING TIME PERIOD. LEGISLATIVE STATUTE. WHAT YOUR VOTE MEANS YES vote on this measure means: The Legislature, with a two-thirds vote, could change daylight saving time if the change is allowed by the...
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How to Help a Senior Loved One Downsize Their Home
Posted on 10/31/2018
How to Help a Senior Loved One Downsize Their Home
This article came to me in the nick of time that coincides two propositions on the ballot of midterm election regarding housing. I appreciate greatly Michael Longsdon @ elderfreedom.net sharing his experience transitioning his parents. California Associate of Realtor is actively engaged in two statewide initiatives on the ballot. Proposition 5, Tax Fairness initiative to allow seniors, the disabled...
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How to Properly Pack a TV
Posted on 10/09/2018
How to Properly Pack a TV
Congratulation to those of you who recently bought or sold a residence! You may have only a short period of time to pack your TV and other belongings and move them to your new place. Here we offer three common sense tips to properly pack your TV and to make your moving day less stressful. 1. Use the Right...
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Mill Valley Film Festival
Posted on 10/05/2018
Mill Valley Film Festival
It’s that time of the season again! The 41th MV Film Festival Opening Night was October 4, and it will run thru October 14. There is an impressive variety films in the line-up this year, showing at 4 local theaters: the SMITH RAFAEL FILM CENTER in San Rafael; CINÉARTS SEQUOIA in Mill Valley; and the LARK THEATER and CENTURY...
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Good Items That Home Sellers Can Leave Behind for Buyers
Posted on 10/02/2018
Good Items That Home Sellers Can Leave Behind for Buyers
If you plan to sell your house, there may be certain items that you want to bring to your new residence. However, various items may prove to be too big, too heavy or too expensive to transport to your new address. But if you leave these items behind, you may be able to make your house more attractive to...
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